Chapter 7 & Chapter 13 Bankruptcy Lawyers Offer Legal Advice to Sierra Vista’s Residents
Ariano & Reppucci PLLC Now Offers 24/7 Bankruptcy Lawyer Services for Residents of Sierra Vista Arizona and All of Pima County.
Residents of Sierra Vista who have fallen on hard times can rely on the law firm of Ariano & Reppucci PLLC for honest legal advice about filing Chapter 7 and Chapter 13 bankruptcy. In these difficult economic conditions, many residents of Sierra Vista are unsure of their options. Filing bankruptcy can be a positive solution to the problems created by debt, such as wage garnishment, collection calls from creditors, repossession of property, and foreclosure.
Chapter 7 and Chapter 13 bankruptcy offer relief to debtors seeking a fresh start. Our knowledgeable bankruptcy lawyers will sit down with you one-on-one in a personal or phone consultation to answer your questions about how Chapter 7 and Chapter 13 can provide you with relief from the constraints of debt. Aiming to provide honest and personal legal advice, our bankruptcy lawyers will discuss with you whether bankruptcy is a beneficial solution to your individual financial issues. Our practiced attorneys offer advice on a number of issues, including:
- Avoiding foreclosure on your home in Sierra Vista, AZ
- Legitimate credit counseling services in Sierra Vista
- Stopping harassment from zealous creditors
- Filing Chapter 7 in Sierra Vista, Arizona
- Stopping the repossession of you property in Sierra Vista, AZ
- Chapter 13 relief in Sierra Vista, Arizona
- Relief from credit card debt
- Bankruptcy alternatives in Sierra Vista
- Eliminating medical bill debt in Sierra Vista, AZ
- Getting a financial fresh start in Sierra Vista, Arizona
About Sierra Vista, Arizona
The town of Sierra Vista, Arizona grew around the U.S. Army post of Fort Huachuca. In 1892, the first business opened up outside of Fort Huachuca and it was a saloon. With the arrival of farmers and the railroad, the town continued to grow and prosper. The town’s name changed from Fry to Buena to Overton until the town finally incorporated in 1956 under the name Sierra Vista. In 1975, Sierra Vista’s McDonald’s was the first to offer drive-thru service designed to accommodate soldiers. In addition to being the site of an American pop culture landmark, Sierra Vista also claims the title “Hummingbird Capital of the United States” and attracts both birds and bird watchers from all over the world at the Ramsey Canyon Preserve near Sierra Vista.
As the center for commerce in Chochise County, Sierra Vista offers a vibrant array of retail outlets, including Lowe’s, Home Depot, target, and other major chains. With the help of Fort Huachuca, Sierra Vista has maintained a solid base of employment with nearly half of Sierra Vista’s jobs provided by the government.
Sierra Vista Chapter 7 Bankruptcy Lawyers and Sierra Vista, AZ Chapter 13 Bankruptcy Lawyers
The city budget for Sierra Vista decreased by 16% in 2011 and the resultant revenue shortfall has resulted in a hiring freeze in certain areas of city employment and a reduction in expenditures. The city isn’t the only one feeling a tightening of the purse strings as many Sierra Vista, AZ residents attempt to cope with unemployment, credit card debt, foreclosure, or other personal crisis resulting in the burden of owing more than they can pay. The residents of Sierra Vista have options, though, in tough financial times and our experienced bankruptcy lawyers are available anytime, day or night, to discuss those options. Coupling an outstanding attention to detail with an understanding of the broader picture, our knowledgeable bankruptcy lawyers can analyze your case and offer you honest legal advice regarding bankruptcy.
Filing bankruptcy is a personal decision and our trustworthy bankruptcy lawyers want to help Sierra Vista residents make that decision by answering your questions, providing you with an overview of bankruptcy, and reviewing your situation to see how bankruptcy could apply to you. Our qualified bankruptcy lawyers are available to talk about bankruptcy issues, including how Chapter 7 and Chapter 13 apply to your financial circumstances. Chapter 7 and Chapter 13 relief are different options for filing bankruptcy in Sierra Vista, AZ, but both offer a chance to gain a fresh start.
If your debt is comprised mostly of unsecured debt, e.g., credit card debt, medical bills, or other debt not associated with collateral, then Chapter 7 might be right for you. Filing Chapter 7 bankruptcy requires the liquidation of your non-exempt assets with the funds being used to pay your creditors. If you don’t have any assets eligible for liquidation, your debts could be discharged in a finding of “no assets.” Talk to our practiced bankruptcy lawyers about how Chapter 7 can relieve you of debt.
Chapter 13 may be a better alternative if you have an income exceeding the state median. This type of bankruptcy restructures the payments for your debt, which could lower both the payment amount and the interest on the debt. Call our affordable Chapter 13 bankruptcy lawyers for more information on this type of filing.
Cost is a concern for many people who are considering bankruptcy. Schedule your free consultation and in addition to discussing whether bankruptcy is right for you, we can also discuss our low flat fees and payment plans. Make an appointment with our inexpensive bankruptcy lawyers by calling (602) 515-0841. Bankruptcy advice is available to residents of the 85635, 85636, 85650, and 85671 zip codes.