Archive | November, 2011

Will creditors keep calling me after a bankruptcy?

One of the worst aspects about being in debt are the constant calls from angry creditors and debt collectors asking you for their money. They are persistent and may even call every day. It’s an anxiety-inducing burden to avoid phone calls because it could be one of them. If you’ve gotten to this point, sometimes [...]

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Don’t let fear of a bad credit score stop you from filing for bankruptcy

One of the biggest concerns people have when filing for bankruptcy is that it will completely ruin their credit and prevent them from being able to get loans or credit cards for years. There are grains of truth to this sentiment, but it’s mostly been exaggerated to the point where it wrongly dissuades people from [...]

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Filing For Bankruptcy on your Own in Phoenix: Easier Said Than Done

I’m not the kind of person to toot my own horn and talk up just how important by job is to helping people navigate the complicate bankruptcy legal system. However, last month, the Administrative Office of the United States Court released news of an alarming trend in bankruptcies. More and more people are opting to [...]

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Can bankruptcy come back to haunt me? Does filing for bankruptcy make me less trustworthy?

There’s something in the news I found very interesting this week that gets to the heart of the issue of bankruptcy. Presidential hopeful Herman Cain has been accused  of sexual harassment by women from his past and although this is a hot-button issue, there’s something disheartening and plain wrong about the coverage that relates to [...]

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How Long Should I Wait to File for Bankruptcy?

For some people, waiting to file for bankruptcy is like waiting on a sinking ship for something good to happen. When a person’s financial situation is in dire straits, it’s of the utmost importance that they file for bankruptcy as soon as possible. That’s why I’m giving you more reasons you shouldn’t wait to file [...]

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The Good: Number of Bankruptcies Down, The Bad: Economy Still Looking Bad

More good news continues out of the bankruptcy front for both Phoenix and Arizona. Of course, there’s also some bad news to go along with it. Since I like to be optimistic about things, let’s start with the good news. The Arizona Republic is reporting that metro Phoenix bankruptcies have continued their year-by-year decline. This [...]

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